The analogy is:-
Bequerels= How much it's raining.
Greys= How much of it hits you
Sieverts= How wet you get.
The key hazard from radon type stuff is high energy alpha particles and to cut a long story short, they can either ****** up your eyes or your lungs with your air pipes coming in a little behind.
The general consensus is that you're more likely to fall through a false floor or get hit by a rock/buried than get some sort of cancer, even though you may increase your probability by exposure.
I gather there have been high incidence of eye and lung cancer among miners, but the correlation of horribleness if offset by black lung, etc, etc, etc.
Still, Terras being at that level, if you go in there without BA, it's probably very unwise. Put it this way, your geiger counter won't work, even if it's a gamma tube. It's about gas mk6!
But, if you spend much time in any mine with poor ventilation, you're likely to have been exposed to a fair old load of high energy alphas.
Polonium being the highest energy of them all....plenty of that in Terras.